Being involved in a car accident can be a traumatic and stressful experience, and it can become even more complicated when the other driver is uninsured. In Arkansas, like in many other states, it is mandatory for drivers to carry auto insurance to cover potential damages and injuries resulting from accidents. However, not everyone complies with this requirement, leaving you in a difficult situation if you're ever in a collision with an uninsured driver. In this blog post, we will explore your legal rights and options if you find yourself in such a predicament in Arkansas.
Reporting the Accident
The first step after a car accident with an uninsured driver in Arkansas is to report the incident to the local authorities. Even if the other driver is uninsured, it's crucial to follow the standard procedure for reporting accidents to ensure there's an official record of the incident. You should contact the police and file a police report. This report will serve as crucial evidence in any subsequent legal proceedings.
Seeking Medical Attention
Your health and safety should always be a top priority. Regardless of the insurance status of the other driver, seek immediate medical attention if you or anyone else involved in the accident is injured. Documenting your injuries and receiving proper medical care is essential for your well-being and any potential legal claims.
Uninsured Motorist Coverage
In Arkansas, uninsured motorist (UM) coverage is an optional addition to your auto insurance policy, but it's highly recommended. UM coverage can provide you with compensation if you are in an accident with an uninsured drive. If you have UM coverage, contact your insurance company to report the accident and begin the claims process.
Filing a Lawsuit
If you do not have UM coverage or if your damages exceed your policy limits, you may need to consider filing a lawsuit against the uninsured driver. Here are some important steps to keep in mind:
Consult with an attorney at The Brad Hendricks Law Firm:
It's strongly advised to consult with an experienced personal injury attorney in Arkansas who can assess your case, guide you through the legal process, and help you understand your rights and options. We are one of Arkansas' most successful personal injury law firms, with almost 30 years in business and we fight for our clients.
Establish Liability:
To succeed in your lawsuit, the Personal Injury Team at The Brad Hendricks Law Firm will need to establish the other driver's liability for the accident, if disputed. This may require gathering evidence, interviewing witnesses, and reconstructing the accident scene.
Calculate Damages:
Document all of your accident-related expenses, including medical bills, property damage, and lost wages. Your attorney will help you calculate the appropriate compensation you deserve.
If you have been injured in an accident call the personal injury team at The Brad Hendricks Law Firm today for a free case evaluation!